"Financial inclusion means that individuals have access to useful and affordable financial products and services that meet their needs (…) delivered in a responsible and sustainable way. (...) Financial access facilitates day-to-day living, and helps families plan for everything from long-term goals to unexpected emergencies. As accountholders, people are more likely to use other financial services, such as (…) invest in education or health, manage risk, and weather financial shocks, which can improve the overall quality of their lives".
Source: WB. n.d "Financial Inclusion – Overview". The World Bank Website. <https://www.worldbank.org/en/topic/financialinclusion/overview>. Accessed 11 June 2020.