"Asset accumulation is an increase in assets, and saving leads to asset accumulation as long as saving is greater than dissaving."
Source: Beverly, S. E. et al. 2001. "A Framework of Asset-Accumulation Stages and Strategies". Working Paper 01-1, Febuary 2001. Washington University.<https://openscholarship.wustl.edu/cgi/viewcontent.cgi?article=1065&context=csd_research>. Accessed 06 May 2020.