IBCA: An Intelligent Platform for Social Insurance Benefit Qualification Status Assessment

Social insurance benefits qualification assessment is an important task to ensure that retirees enjoy their benefits according to the regulations. It also plays a key role in curbing social security frauds. In this paper, we report the deployment of the Intelligent Benefit Certification and Analysis (IBCA) platform, an AI-empowered platform for verifying the status of retirees to ensure proper dispursement of funds in Shandong province, China. Based on an improved Gated Recurrent Unit (GRU) neural network, IBCA aggregates missing value interpolation, temporal information, and global and local feature extraction to perform accurate retiree survival rate prediction. Based on the predicted results, a reliability assessment mechanism based on Variational Auto-Encoder (VAE) and Monte-Carlo Dropout (MC Dropout) is executed to perform reliability assessment. Deployed since November 2019, the IBCA platform has been adopted by 12 cities across the Shandong province, handling over 50 terabytes of data. It has empowered human resources and social services, civil affairs, and health care institutions to collaboratively provide high-quality public services. Under the IBCA platform, the efficiency of resources utilization as well as the accuracy of benefit qualification assessment have been significantly improved. It has helped Dareway Software Co. Ltd earn over RMB 50 million of revenue.