How can people who receive cash transfers use that money effectively for their business goals? ideas42, in partnership with the Government of Ghana and the World Bank, worked to help recipients of the Complementary Livelihood and Asset Support Scheme (CLASS) in Ghana take steps toward growing their business. As part of the program, CLASS recipients are given business skills trainings, coaching, and mentoring, along with a cash grant to support them with starting and expanding their business. To help recipients optimize the benefits from the grant and trainings, we designed a suite of behaviorally informed interventions. We found that these interventions were 3.6 times more effective at helping recipients save than simply giving them the equivalent cash.