Risks and Benefits of Digital Tools for Social Protection Delivery from a Gender Perspective
The purported cost-saving and efficiency benefits of automating and digitising social protection systems are hard for governments to ignore at a time of multiple, overlapping climate and financial crises, and shrinking budgets for social protection. Digitised systems can reduce transaction costs, enable real-time analysis, and deliver affordances of scale and efficiency for humanitarian actors and governments. Digital payments also can mitigate some of the risks involved in the delivery of cash and voucher assistance (CVA), such as the dangers involved in transporting money and in conflict settings, and can be popular with recipients due to the privacy they afford.The use of predictive analytics for targeting of CVA payments offers the potential for quicker, cheaper, and more efficient enrolment, verification, and delivery of cash at scale. This paper outlines a framework for understanding the impact of digitisation on women’s right to social protection, referring to a broad range of research from both the mainstream social protection literature and work on cash and voucher assistance in humanitarian contexts. This report shows how intersecting gendered inequalities can increase women’s risk of exclusion and discrimination, and how these inequalities run through the entire architecture of digitised social protection systems, ultimately threatening women’s rights to access social protection.