Last updated: 24/3/2022

Basic Information

Country
Geographic area
Institutions and agencies involved
Pakistan Poverty Alleviation Fund, PPAF
References
[2] Ehsaas Kafaalat Programme Brief https://www.pass.gov.pk/userfiles1/files/1_%20Kafaalat%20English%20Brief__January%2029_2020(1).pdf.. Accessed April 2021
Population group
Women

Programme Details

Programme objectives

Ehsaas Kafaalat is the Government’s programme through which it will give cash stipends to the most deserving and poorest women across the country. Through a parallel Ehsaas policy initiative, there are several objectives of Kafaalat, one of which is to enable women will also get better access to smartphones, as a step towards digital inclusion.

References
[2] Ehsaas Kafaalat Programme Brief <https://www.pass.gov.pk/userfiles1/files/1_%20Kafaalat%20English%20Brief__January%2029_2020(1).pdf.. Accessed April 2021
Programme components
The Ehsaas Kafaalat (EK) which evolved out of the BISP started by providing a cash benefit to existing BISP beneficiaries and made programmatic changes to include new beneficiaries. Specifically, eligible beneficiaries under EK are destitute women, with all existing eligible BISP beneficiaries covered and an additional 1 million families in 70 districts identified under a first wave of new enrolment. More beneficiaries from the remaining districts are envisioned to be covered through desk registrations over the course of 2020 and an update of the household survey used. In total, EK plans to expand coverage to a total of 7 million poor households. Some of the most important changes compared to the BISP include monthly (instead of quarterly) payments, an increased benefit amount, fully biometric payments, the opening of a bank account for each beneficiary, and modifications in beneficiary identification
References
[4] IPC-IG. 2020. Pakistan’s social protection response to the COVID-19 pandemic: the adequacy of Ehsaas Emergency Cash and the road ahead No. 188. <https://www.ipcig.org/sites/default/files/pub/en/WP188_Pakistan_s_social_protection_response_to_the_COVID_19.pdf >. Accessed April 2021
Start date
2020
References
[1] Ehsaas Kafaalat Programme website. <https://www.pass.gov.pk/Detailf940ad3f-95a3-4c5a-b170-6f5afd423cbe >. Accessed April 2021 [2] Ehsaas Kafaalat Programme Brief <https://www.pass.gov.pk/userfiles1/files/1_%20Kafaalat%20English%20Brief__January%2029_2020(1).pdf.. Accessed April 2021
Previous programme name (if any)
Benazir Income Support Programme (BISP)
Conditionalities (if any)
The profiling criteria applied exclude women or their spouses who: (i) have travelled abroad; (ii) have one or more vehicles registered in their name; (iii) have monthly telephone bills (either landline or mobile) of on average of over PKR1,000; (iv) have applied for a passport via an executive centre; (v) belong to a family where three or more members applied for their CNIC with executive fees; or (vi) are government employees at the federal or provincial level or work for the national railways, the post office or the BISP
References
[4] IPC-IG. 2020. Pakistan’s social protection response to the COVID-19 pandemic: the adequacy of Ehsaas Emergency Cash and the road ahead No. 188. <https://www.ipcig.org/sites/default/files/pub/en/WP188_Pakistan_s_social_protection_response_to_the_COVID_19.pdf >. Accessed April 2021
Coverage
In total, EK plans to expand coverage to a total of 7 million poor households
References
[4] IPC-IG. 2020. Pakistan’s social protection response to the COVID-19 pandemic: the adequacy of Ehsaas Emergency Cash and the road ahead No. 188. <https://www.ipcig.org/sites/default/files/pub/en/WP188_Pakistan_s_social_protection_response_to_the_COVID_19.pdf >. Accessed April 2021
Programme expenditure
Budget allocation: Rs. 3 billion to cover all the families in the 219 villages on the line of control
References
[3] Ehsaas Cash Package for all Villages on the Line of Control (AJK) https://www.pass.gov.pk/userfiles1/files/LOC%20Brief%20for%20website_Eng_june%2026.pdf> Accessed April 2021

Targeting and eligiblity

Targeting methods
Proxy Means Test
Categorical Targeting
Targeted areas
Total number of expected Kafaalat beneficiary women: around 7 million New enrollment - in 70 districts: • Begun by enrolling 1 million families in 70 districts.These families will start receiving Kafaalat stipends from February to March 2020. • More beneficiary families will be added through desk registration over the course of the year Other districts will be covered by end of the year All existing eligible beneficiaries of BISP will continue to be part of Kafaalat
References
[2] Ehsaas Kafaalat Programme Brief <https://www.pass.gov.pk/userfiles1/files/1_%20Kafaalat%20English%20Brief__January%2029_2020(1).pdf.. Accessed April 2021
Target groups
Low income women, Poor Households (PHHs)
References
[1] Ehsaas Kafaalat Programme website. <https://www.pass.gov.pk/Detailf940ad3f-95a3-4c5a-b170-6f5afd423cbe >. Accessed April 2021 [2] Ehsaas Kafaalat Programme Brief <https://www.pass.gov.pk/userfiles1/files/1_%20Kafaalat%20English%20Brief__January%2029_2020(1).pdf.. Accessed April 2021
Eligibility criteria
• Only the destitute are eligible under Kafaalat • Government servants and their spouses, taxpayers, car owners, people with history of multiple foreign travels are not eligible under Kafaalat. Data analytics will be used to exclude individuals on these parameters.
References
[2] Ehsaas Kafaalat Programme Brief <https://www.pass.gov.pk/userfiles1/files/1_%20Kafaalat%20English%20Brief__January%2029_2020(1).pdf.. Accessed April 2021
Eligibility reassessment (if any)
All existing eligible beneficiaries of BISP will continue to be part of Kafaalat
References
[4] IPC-IG. 2020. Pakistan’s social protection response to the COVID-19 pandemic: the adequacy of Ehsaas Emergency Cash and the road ahead No. 188. <https://www.ipcig.org/sites/default/files/pub/en/WP188_Pakistan_s_social_protection_response_to_the_COVID_19.pdf >. Accessed April 2021

Coverage and other information

Type of benefits
Cash
Amount of benefits
PKR 2,000 per month
References
[2] Ehsaas Kafaalat Programme Brief <https://www.pass.gov.pk/userfiles1/files/1_%20Kafaalat%20English%20Brief__January%2029_2020(1).pdf.. Accessed April 2021
Payment/delivery frequency
Monthly
References
[1] Ehsaas Kafaalat Programme website. <https://www.pass.gov.pk/Detailf940ad3f-95a3-4c5a-b170-6f5afd423cbe >. Accessed April 2021 [2] Ehsaas Kafaalat Programme Brief <https://www.pass.gov.pk/userfiles1/files/1_%20Kafaalat%20English%20Brief__January%2029_2020(1).pdf.. Accessed April 2021
Benefit recipients
• Payment will be made through the new biometric Ehsaas Digital Payment System which will ensure transparency in payments. • Under this, women will draw money from Point of Sales (PoS) agents, dedicated branches and Biometric enabled ATMs of Habib Bank and Alfalah Bank. • Biometrically enabled ATMs have been opened for the first time, which means that women will not be hostage to Point of Sales agents and touts who used to deduct money from them, fraudulently • Designated bank branches have been opened for these poor women for the first time so that they can draw money with dignity • Each woman will have a bank account linked to her mobile phone to enable her to access economic opportunities
References
[2] Ehsaas Kafaalat Programme Brief <https://www.pass.gov.pk/userfiles1/files/1_%20Kafaalat%20English%20Brief__January%2029_2020(1).pdf.. Accessed April 2021
Monitoring and evaluation mechanisms and frequency
Regarding beneficiary identification, it is important to note that both the BISP and EK operate based on the NSER, which is Pakistan’s main unified registry, established by the national Poverty Score Card Survey in 2010 and covering 27 million households or roughly 85 per cent of the population at this point. However, this survey was executed by pen and paper and did not provide for any ex-post updating of beneficiary data—for example, in the event of a change in the socio-economic situation of a household, or postsurvey registration through web- or desk-based registration of households missed in the 2010 survey round. This means that an update of beneficiary information as is currently under way through a new, digital survey with provisions for ongoing registration and desk-based enrolment is a pressing need. Furthermore, EK now uses data analytics on a number of profiling criteria (such as government employment, tax data, car ownership and travel history) that serve as exclusion criteria to address the BISP’s high inclusion errors
References
[4] IPC-IG. 2020. Pakistan’s social protection response to the COVID-19 pandemic: the adequacy of Ehsaas Emergency Cash and the road ahead No. 188. <https://www.ipcig.org/sites/default/files/pub/en/WP188_Pakistan_s_social_protection_response_to_the_COVID_19.pdf >. Accessed April 2021
Legal Framework
Act 2010 (No XVIII of 2010)