Thursday, June 13, 2019

Three ways to make health insurance auto-enrollment work

BLOG: The Affordable Care Act has dramatically reduced the number of uninsured Americans, but millions of people still remain without coverage. Policies that help the uninsured gain coverage are likely to improve access to care and financial protection for those individual. One attractive tool to build on the ACA and achieve coverage gains is “auto-enrollment”–that is, policies that enroll people in coverage without requiring them to actively seek out or submit an initial application. Any auto-enrollment proposal requires policymakers to solve four distinct policy problems: Obtainning eligibility information, collecting a premium, selecting an insurance plan, managing false positives and false negatives. Under current law, each of these four problems is hard to solve... Read More