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About me: 
I am currently a Sunway-BH scholarship holder, pursuing a full scholarship under Sunway-BH in Bsc(Hons) Actuarial Studies at Sunway University. I've learned that my interest for actuarial studies is developed when I realized that the type of products we look at nowadays are life insurances and annuities. I hope to be able to help people deal with risk better as actuaries solve tomorrow's problem today. I also earned a Malaysian Higher School Certificate from King George V school and some notable achievements in UNSW Global competitions. Skype id: joeann103