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The Social Security and National Insurance Trust (SSNIT) is a statutory public Trust charged under the National Pensions Act 2008 Act 766 with the administration of Ghana’s Basic National Social Security Pension Scheme and to cater for the First Tier of the contributory three-tier scheme. The Trust is currently the largest non-bank financial institution in the country.

The primary responsibility is to replace part of lost income of workers in Ghana due to Old Age, Invalidity and permanent migration of an expatriate contributor from Ghana.

The Trust is also responsible to pay survivors Lump sum to nominated dependants of contributors in the event of death.

The Pension Scheme as administered by SSNIT has a registered membership of over 1,307,882 million as at August 2017 with over 184,761 pensioners who regularly receive their monthly pensions from SSNIT. The annual absolute growth of pensioners is over 12,000.